Credit Unions and CUSOs

Insights on proactive growth programs and strategic mergers and acquisitions for credit unions and CUSOs.

“Fintech” is a buzzword everyone is hearing today, but what does it really mean and how does it impact your organization? Kirk Drake CEO of Ongoing Operations and CU 2.0 and John Dearing, Managing Director of Capstone recently discussed these questions in a webinar. “Fintech is nontraditional services that are financial in nature provided by […]

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It’s no secret that credit unions must embrace technology in order to succeed in today’s marketplace. Last year, $31 billion were invested in the fintech industry through M&A, venture financing, and private equity buyouts. In the last four years funding for fintech startups has increased at a compound annual growth rate of 41%, reaching $40 billion […]

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Capstone’s John Dearing recently spoke to Mike Lawson of CUbroadcast at the 2018 NACUSO Network Conference. The interview covers key points from John’s breakout session with Guy Messick “What Is Your CUSO Worth? Valuation for CUSOs and Marketplace Trends.” In case you missed the live interview, you can watch the recording on the CUbroadcast website. In this […]

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Do you want to grow your credit union and offer more to members? Consider a fintech partnership. While embracing fintech may seem risky, the reality is your members like fintech and are going to use it whether you have it or not. If they do not get the fintech solutions they want from you, it’s […]

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Are you planning to sell or buy ownership units in a CUSO? Are you making an initial offering for a new CUSO? Are you an existing company that intends to become a CUSO by selling ownership units? Will your CUSO buy a business or merge with another CUSO? If any of these situations applies to […]

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Capstone Strategic announced today that PSCU, the nation’s leading credit union service organization (CUSO) has acquired CU Recovery and The Loan Service Center. With the acquisition, PSCU executes its strategy to expand comprehensive collections offerings for credit unions. Capstone Strategic, Inc. (Capstone) announced today that PSCU of St. Petersburg, Florida has acquired CU Recovery, Inc. (CUR), […]

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Are you weighed down by stress from problems you just can’t seem to crack? As leaders, every day we are faced with new challenges that keep us up at night, fortunately it doesn’t have to be this way. One of the most important components of effective decision-making is accurate data, which in today’s information age […]

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In the past, traditional tactics may have worked, but the industry is evolving, and credit unions must innovate to succeed. In a low-interest rate environment, one of the areas of concern is how to generate non-interest income. Forward-thinking credit unions are developing new strategies to generate non-interest income while adding value to members. Embracing the […]

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Some may be afraid to try new strategies for growth, but you must take chances to succeed. Although embarking on the unknown can be frightening, in a way, not taking any action is a choice that can come with equally scary consequences: losing out to competitors, failing to fulfill members’ needs, or becoming obsolete. Fortunately, […]

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Following the success of his presentation, at the New Jersey Credit Union League Convention, John Dearing, Capstone’s Managing Director, has been invited to present a webinar with the NJCUL on December 7. At the Convention in October, John discussed proactive growth strategies for credit unions as well as tips for success. Last week John and […]

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CUSOs are investing in startups and fintech to add innovative services and products in a dynamic financial services industry. The success of these organizations rests on talented individuals who often come from the for-profit world and have different motivators than those in the traditional, non-profit credit union model. In order to maximize the value of […]

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Innovate, Collaborate, Succeed! The theme for the New Jersey Credit Union League’s (NJCUL) 83rd Annual Meeting & Convention could not be more exciting or more closely aligned with Capstone’s values of helping organizations’ grow. John Dearing, Capstone Managing Director was invited to speak at the NJCUL Convention on October 23 in Atlantic City, New Jersey. His […]

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Capstone will help NWCUA members develop and implement growth strategies Capstone is pleased to announce a partnership with the Northwest Credit Union Association (NWCUA) and its wholly owned subsidiary Strategic Link. Through the partnership more than 180 Northwest credit unions have a new resource available to help them determine growth strategies, including collaborations, joint ventures, […]

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Capstone Managing Director John Dearing delivered the presentation “Leapfrog the Product/Service Development Cycle” at the Credit Union Products and Services Conference in Santa Fe, New Mexico on September 16, 2017. The event, hosted by CU Conferences, brought together board of directors, board chairs, CEOs, and senior management to explore various products and services to meet […]

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Do you have a strong strategy? A robust plan of action can be the difference between success and failure for your credit union. In order to thrive in today’s environment, credit unions must go beyond “business as usual” and consider outside perspectives to growth. Learn how to develop innovative ideas you can begin implementing at […]

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In the last three to four years, credit unions have taken a heightened interest in growing noninterest income due to a combination of factors. As interest income dwindles, credit unions need to offset additional expenses such as compliance. Over the past decade, we’ve seen a massive influx of noncredit union centric people coming into the […]

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Credit unions today face many challenges to generating new loans, from regulations, community banks, and new startups and peer to peer lending. At the same time, this new competitive market provides opportunities for those who are willing to act. External growth, including partnerships, investments in CUSOs, and strategic acquisitions, provide a unique way to rapidly […]

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In today’s rapidly changing environment where regulations are evolving, new technology and competitors are challenging traditional models, and members are demanding more from their financial institutions, many credit unions are realizing they must expand beyond business as usual to keep up with demand. Credit unions are increasingly executing strategic acquisitions, partnerships, collaborations, and investments in […]

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Get ideas for how to deploy cash to further your credit union’s short-term and long-term growth in Capstone’s upcoming webinar with NCB. An approach that addresses both the day-to-day and on the long-term are critical to your success. We are excited to following up on the success of last year’s webinar with a panel discussion “Got […]

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Credit unions and CUSOs are using their investing powers to be more innovative and entrepreneurial when it comes to technology and new products and services. Many are exploring co-investing with individuals and business founders who are looking for additional capital from credit unions. While these partnerships between credit union investors and individuals generate fresh new […]

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